Quietkeep
Original research · Observed 24 August 2026

What end-of-life planning tools cost over ten years

Estate planning is a decades-long exercise. Most of the tools sold for it are priced by the year. Nobody in this category publishes what that adds up to, or what happens to the information when the paying stops — so we went and read the pricing pages.

We sell a competing product. Read this accordingly.

Quietkeep sells one-time organizers, so we have an obvious interest in how subscriptions look in a table like this. Two things guard against it, and you can check both. Every figure is what the vendor states on its own public pricing page, linked in full. And there is no score, no ranking and no winner here — a one-time purchase is not automatically the better deal, and for anyone who wants documents drafted, or storage with a company that answers the phone, it plainly is not.

The observations

Published price, free tier, stated export terms and operating status for six end-of-life planning tools, observed 24 August 2026.
ProductModelPublished priceTen yearsFree tierExport, as statedStatus
Everplanseverplans.com/pricingAnnual subscription$99.99 / year~$1,000Yes — up to 3 stored itemsNot mentioned on the pricing pageActive
Trustworthy (Silver)trustworthy.com/pricingAnnual subscription$10 / month, billed annually~$1,200Yes — 2GB, single memberYes — “Download your information”, all plansActive
Trustworthy (Gold)trustworthy.com/pricingAnnual subscription$20 / month, billed annually~$2,400As aboveYes — as aboveActive
Trust & Will (Will Plan)trustandwill.com/pricingOne-time, optional membership$199 once; $49 / year optional vault$199, or ~$689 with the vaultNoDocuments are downloadableActive
CakeCake's own notice (archived)Consumer-direct, free toolsWas freeExisted until closure; users were asked to download before the deadlineClosed — consumer accounts ended 15 June 2025
LanternWellthy's retirement noticeConsumer-directWas freeRetrieval via member support, not self-serviceClosed — decommissioned September 2024
Quietkeepthe publisher of this pageOne-time purchase$14.99 – $65 onceUnchangedGuides and two free toolsThe file is the product; entries export as a backup fileActive

Ten-year figures are the advertised rate multiplied by ten, in today's dollars, with no allowance for price rises. They are arithmetic, not a forecast.

Three things the numbers show

  1. The gap between models is roughly an order of magnitude

    Over a decade, the subscription tools in this sample run from about $1,000 to about $2,400. That is not a criticism — a company running servers, employing support staff and holding your documents has real costs, and $10 a month is not a scandalous price for that. It is simply a number nobody in the category puts in front of you, because the price is quoted monthly and the need lasts decades.

  2. The most important question is asked on their own page, and answered somewhere else

    Trustworthy's pricing page lists the question “What happens to my information if I stop subscribing?” in its own FAQ. Everplans' pricing page does not mention export at all. To their credit, Trustworthy states plainly that every plan including the free one can download your information — which is more than most of the category does. But a buyer deciding where to put their will, their deeds and their children's records is entitled to know the exit terms before the entrance, and in this sample that information is generally not where the money is asked for.

  3. Two of the six are already gone

    Cake closed consumer accounts on 15 June 2025 after being acquired by a funeral-services group; Lantern was decommissioned in September 2024 after being acquired by a caregiving-benefits company. Both gave notice and both offered a way to retrieve documents, and the people who came out fine were the ones who read the email in time. That is a 24-month window and a one-in-three rate in this small sample — which is a fact about these six products, not a prediction about anyone else. What actually happens when a planning app shuts down covers both in detail.

What we could not determine

The gaps matter as much as the figures, so they are listed rather than glossed.

Method, and how to check it

On 24 August 2026 we read the public pricing page of each active product and recorded the advertised consumer price, the billing period, the free tier if any, and any statement about exporting or downloading your information. For the two closed products we used the company's own shutdown notice — Cake's via the Internet Archive, since the original page is gone. Every source is linked in the table.

Nothing here is derived from a sales call, a trial account, or a third-party review site. Where a vendor offers several tiers we recorded the ones a consumer sees first. Prices are US dollars for a US buyer. Ten-year figures multiply the advertised annual rate by ten and assume no increase, which almost certainly understates them.

This is a small sample and a snapshot. Six products is not a market survey, and pricing changes without notice — if you are reading this long after 24 August 2026, check the linked pages before relying on any figure. If you find something here that is wrong, write to us and we will correct it and say that we did.

We intend to repeat this annually, including the entries where the answer has become embarrassing for us.